Guideline
The easy, affordable 401(k) for small business.
Overview
Guideline offers an all-inclusive 401(k) platform designed specifically for small businesses. The company automates plan administration, including setup, recordkeeping, compliance testing, and government filings. By integrating directly with popular payroll providers, Guideline streamlines contributions and reduces the administrative workload for employers. They act as a full fiduciary and offer low-cost index funds to help employees save for retirement effectively.
✨ Key Features
- Automated 401(k) administration
- Full fiduciary services (3(16) and 3(38))
- Direct payroll integration
- Transparent, flat-fee pricing
- Low-cost investment funds (primarily Vanguard)
- Automated compliance and reporting
🎯 Key Differentiators
- Transparent, flat-fee pricing with no asset-based fees for the employer
- Deep integration with modern payroll systems
- Full fiduciary responsibility reduces liability for employers
Unique Value: Makes offering a high-quality 401(k) plan incredibly simple and affordable for small businesses by automating administration and taking on full fiduciary responsibility.
🎯 Use Cases (3)
✅ Best For
- Providing a simple, affordable, and fully managed 401(k) plan for small businesses and startups.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Large enterprises with highly complex plan design requirements
- Companies that want to use a specific, non-Vanguard fund lineup
🏆 Alternatives
Offers a more transparent and often lower-cost pricing model than competitors, with a strong emphasis on a fully automated, 'set it and forget it' experience for the employer.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Phone Support
- ✓ Dedicated Support (Plus tier)
🔒 Compliance & Security
💰 Pricing
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