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LexisNexis RiskView

A more complete view of consumer risk.

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Overview

LexisNexis RiskView is a risk assessment tool that goes beyond traditional credit data. It leverages vast repositories of public records, proprietary data, and analytics to provide a more holistic view of consumer risk. It's used across industries, including insurance and financial services, to score individuals, verify identities, and uncover risks that traditional credit bureaus might miss.

✨ Key Features

  • Risk scoring based on non-credit data
  • Identity verification and fraud detection
  • Access to public records (property, criminal, etc.)
  • Bankruptcy records and liens/judgments
  • Predictive risk attributes
  • FCRA-compliant solutions available

🎯 Key Differentiators

  • Vast repository of alternative data beyond traditional credit files
  • Strong focus on public records and linking disparate identity fragments
  • Expertise in fraud and identity verification

Unique Value: Delivers a more complete picture of consumer risk by incorporating a wide array of non-credit data, improving segmentation and pricing accuracy.

🎯 Use Cases (4)

Personal lines insurance underwriting (auto, home) Life insurance underwriting Demand deposit account (DDA) opening Fraud detection and prevention

✅ Best For

  • Identifying potential risk factors for insurance applicants who are 'thin-file' or have no traditional credit history.

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Commercial or business underwriting
  • Assessing market or investment risk

🏆 Alternatives

TransUnion Experian Equifax CoreLogic

Provides insights on consumers who may be invisible to traditional credit bureaus, allowing for market expansion and more precise risk evaluation.

💻 Platforms

Web API

🔌 Integrations

API Batch processing

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (Enterprise tier)

🔒 Compliance & Security

✓ SOC 2 ✓ GDPR ✓ ISO 27001 ✓ SSO ✓ ISO 27001 ✓ FCRA Compliant

💰 Pricing

Contact for pricing
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