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Travelers Renters Insurance

Insurance for your apartment and belongings.

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Overview

Travelers provides comprehensive renters insurance that covers personal property, liability, loss of use, and medical payments to others. They offer the option to choose between Actual Cash Value and Replacement Cost coverage for personal belongings, giving renters flexibility in how they are reimbursed for a loss. Multi-policy discounts are also available.

✨ Key Features

  • Personal property coverage
  • Liability protection
  • Choice of Actual Cash Value or Replacement Cost coverage
  • Multi-policy and other discounts (e.g., home safety features)
  • Long-standing, financially stable company

🎯 Key Differentiators

  • Clear choice between Actual Cash Value and Replacement Cost coverage
  • Strong financial ratings and stability
  • Network of independent agents

Unique Value: Offers renters clear and flexible coverage options, particularly the choice of replacement cost, backed by the strength and reliability of a leading insurer.

🎯 Use Cases (3)

Protecting personal property with the option for full replacement cost Bundling with Travelers auto insurance to save money Getting coverage from a well-established and reliable insurer

✅ Best For

  • Ensuring reimbursement for the full cost of new items after a loss
  • Lowering premiums by bundling renters and auto policies

💡 Check With Vendor

Verify these considerations match your specific requirements:

  • Renters looking for a cutting-edge, tech-first insurance experience
  • Individuals who need highly specialized or niche coverage add-ons

🏆 Alternatives

The Hartford State Farm Liberty Mutual

Provides more explicit flexibility in choosing reimbursement methods (ACV vs. RCV) than many competitors, empowering customers to balance premium cost with coverage quality.

💻 Platforms

Web iOS Android

🛟 Support Options

  • ✓ Email Support
  • ✓ Phone Support
  • ✓ Dedicated Support (Independent Agent tier)

💰 Pricing

Contact for pricing
Visit Travelers Renters Insurance Website →