Zidisha
The first peer-to-peer microlending service to link lenders and borrowers directly across international borders without local intermediaries.
Overview
Zidisha is a nonprofit, peer-to-peer microlending platform that directly connects lenders and borrowers without using local MFI intermediaries. This direct model aims to reduce costs and provide more affordable loans to entrepreneurs. Borrowers build their credit history on the platform, and lenders can communicate directly with the entrepreneurs they support. Zidisha represents a disintermediated approach to microfinance.
✨ Key Features
- Direct peer-to-peer lending
- No local intermediary MFIs
- Online credit profiles for borrowers
- Communication forum for lenders and borrowers
- Performance-based loan limits
🎯 Key Differentiators
- Direct lending model without local MFI partners
- Aims for lower costs for borrowers
- Direct communication between lenders and borrowers
Unique Value: Offers a direct, transparent, and more affordable microlending model by connecting lenders and borrowers without intermediaries.
🎯 Use Cases (4)
✅ Best For
- Has facilitated loans in several developing countries.
💡 Check With Vendor
Verify these considerations match your specific requirements:
- MFIs looking for software or capital.
- Lenders who prefer to work through established intermediaries.
🏆 Alternatives
Provides a more direct and potentially lower-cost alternative to Kiva's intermediary-based model.
💻 Platforms
🛟 Support Options
- ✓ Email Support
🔒 Compliance & Security
💰 Pricing
Free tier: Free for lenders. Borrowers pay a service fee.
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